Go Lender Direct offers the best and most flexible loan programs available in today’s real estate mortgage industry. Here are just a few of the many first mortgage programs that are available.

1) 103% program; A first mortgage loan that allows and additional 3% of the loan balance to cover closing costs for a purchase or refinance.

2) 100% program; A first mortgage loan that requires no down payment for a purchase loan transaction or a 100% home equity refinance.

3) 100% 80/20 program; A first mortgage to 80% loan to value and a 20% second mortgage to eliminate any PMI insurance. This program can be used for a purchase or a refinance.

4) 97% community program; A first mortgage loan with only a 3% down payment required.

5) Conforming Programs to $359,500.00

6) Non-Conforming Programs to $3,000,000.00

Note; All of these terms and programs are available for a first mortgage;

30, 20, 15 and 10 year fixed rates
10/1, 7/1, 5/1, and 3/1 fixed rates
Interest only payments
Cash out refinance
Stated income / Stated assets
No documentation loans
No closing cost option

Here are the second mortgage programs that are available.

1) 100% Equity lines of credit

2) 100% Fixed rate stand alone 3) 125% Equity lines of credit

4) 125% Fixed rate stand alone

Note; All of these terms and programs are available for a second mortgage.

30, 20, 15, 10 and 5 year fixed stand alone
Interest only payments for the Equity line of credit
Cash out for any purpose
Stated income / Stated assets
No documentation loans
No closing cost options



If you need further information on any program above please click here to look up the term in our glossary.